Planning your finances without clear goals is like setting off in your car without a destination – you might be able to keep moving, but you can’t be sure you’re heading in the right direction. That’s why goal-setting is at…read more
6 benefits of reading and how to make it a lifelong habit
The National Year of Reading is a new campaign underway for 2026, designed to help people discover, or rediscover, the joy of reading. Increasingly, digital pastimes and smartphone usage are taking over, with a survey by the campaign organiser, the…read more
How cashflow modelling can act as an early warning system for financial shocks
Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you identify how. A cashflow model…read more
Why business owners could benefit from working with a financial planner
When you’re establishing a business, it can be easy to neglect your personal finances. You might feel that you don’t have the time, or you simply plan to use your business to support long-term goals. Yet being proactive and working…read more
How a financial plan can help you emotionally prepare for selling your business
As a business owner thinking of selling, it could be that you’re focusing purely on the financial benefits of having a plan in place before you start the process. However, the emotional benefits could prove to be just as important….read more
Explained: Why your pension could become liable for Inheritance Tax
Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how…read more
Turning wealth into happiness: Why a plan makes a difference
The saying “money can’t buy happiness” is true. Wealth doesn’t automatically mean you’ll be happier, but it could give you the freedom to focus on the things you enjoy and boost your wellbeing as a result. How you use money…read more
Your Spring Statement update – the key news from the chancellor’s speech
Just over three months after her lengthy Autumn Budget, chancellor Rachel Reeves has addressed the House of Commons and delivered the government’s 2026 Spring Statement. Ahead of the Statement, Reeves reinforced the government’s commitment to “one fiscal event, one Budget,…read more
